Laws & Regulations

Did Wal-Mart's Sole-Fault Stip Sink Its Vendor Coverage?
Insurance Did Wal-Mart's Sole-Fault Stip Sink Its Vendor Coverage?

A forklift, a falling plant rack, and a recorded stipulation created a chain reaction that now tests how far vendor coverage can stretch when a retailer’s own employee is declared solely at fault, and the result could ripple through supplier deals and additional insured endorsements for years. This

Can Hartford Cap EPL Coverage After a Midterm Limit Hike?
Insurance Can Hartford Cap EPL Coverage After a Midterm Limit Hike?

Few insurance fights turn on a handful of days as sharply as the dispute over whether a midterm Employment Practices Liability (EPL) limit increase can shelter a fast‑evolving discrimination claim when the critical acts straddle an endorsement’s effective date and its unforgiving prior‑acts

Can Decades-Old Memories Prove Asbestos Exposure in Court?
Insurance Can Decades-Old Memories Prove Asbestos Exposure in Court?

A single memory from a six-week job half a century ago can feel decisive to a dying patient, yet in court it can evaporate under the heat of documents, site visits, and science. That is the tension that played out when Zurich Insurance faced a mesothelioma claim brought under the Third Parties

Cover the Tests That Make Precision Medicine Work
Insurance Cover the Tests That Make Precision Medicine Work

Precision medicine’s cutting edge had promised targeted benefit, yet care too often proceeded without the timely, covered tests that determined who would actually gain and who might be harmed by treatment. A new analysis from UCSF in Science set the stakes plainly: the United States had built

Seton Hall Law Student Launches Tortl for Car Crash Claims
Insurance Seton Hall Law Student Launches Tortl for Car Crash Claims

When a routine commute shatters into the jolt of a fender-bender, confusion often compounds the damage as drivers juggle safety, documentation, and insurance rules they barely recall under stress. That moment is the problem a Seton Hall law student set out to fix with Tortl, a mobile app built to

Bear-Suit Fraud Exposes How Modern Scams Exploit Trust
Risk Management Bear-Suit Fraud Exposes How Modern Scams Exploit Trust

A meticulously staged wildlife drama involving luxury cars and a costumed impostor highlighted how convincing stories, familiar symbols, and hurried timelines can nudge even trained professionals toward bad decisions, then a broader look at online threats filled in the rest of the playbook that

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