Editorial

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Editorial Rate Regulation Fights Signal a Broader Insurance Crisis

The recent failure of a homeowners' insurance regulation bill in Illinois is more than a local political story. It is a critical flashpoint in a national debate over how to price risk in an era of…

How Embedded Insurance Is Making Protection Part of the Purchase
EditorialHow Embedded Insurance Is Making Protection Part of the Purchase

Insurance has always carried an awkward truth about itself. It is a product that has to be sold

How AI Is Reshaping Claims Adjusting and Settlement
EditorialHow AI Is Reshaping Claims Adjusting and Settlement

The insurance industry's traditional claims process, built on manual documentation and sequential

Why Insurers Must Tackle Tech and Knowledge Debt with BI
EditorialWhy Insurers Must Tackle Tech and Knowledge Debt with BI

Ongoing market shifts and regulatory uncertainties create challenges across the insurance sector.

AI and Private LLMs Transform the Insurance Industry
EditorialAI and Private LLMs Transform the Insurance Industry

The traditional insurance landscape, once defined by its rigid reliance on actuarial tables and

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Regulatory & Compliance

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Risk Management

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Hybrid Income Strategies Outperform the 4% Retirement Rule
Risk Management Hybrid Income Strategies Outperform the 4% Retirement Rule

For decades, the 4% withdrawal rule served as the bedrock of retirement planning, yet recent economic shifts have exposed significant vulnerabilities in this once-reliable strategy. As market volatility and inflationary pressures redefine the financial landscape in 2026, the American Enterprise

Close the Blind Spot in Fourth-Party Cyber Risk Management
Risk ManagementClose the Blind Spot in Fourth-Party Cyber Risk Management

A single compromised line of code in a secondary subcontractor's server can dismantle the security

Are Major Insurers Unfairly Denying Homeowner Claims?
Risk ManagementAre Major Insurers Unfairly Denying Homeowner Claims?

The promise of financial security through a homeowner insurance policy remains a cornerstone of the

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