Risk Assessment

P&C Insurance Stocks Shine in Q2 with Root and Mercury Leading
Insurance P&C Insurance Stocks Shine in Q2 with Root and Mercury Leading

In a financial landscape often marked by uncertainty, the property and casualty (P&C) insurance sector has emerged as a beacon of strength during the second quarter, capturing the attention of investors with impressive earnings and market resilience. This segment, dedicated to safeguarding

Credit Scores Drive Up Home Insurance Costs for Many
Insurance Credit Scores Drive Up Home Insurance Costs for Many

In a landscape where homeownership is already a significant financial commitment, a surprising factor is adding to the burden for countless Americans: credit scores. Many homeowners are unaware that a dip in their credit rating can lead to staggering increases in home insurance premiums, sometimes

Should You Buy Annuities Before Rates Drop Further?
Insurance Should You Buy Annuities Before Rates Drop Further?

Imagine a financial landscape where the safety net of guaranteed income is slowly eroding due to decisions made at the highest levels of economic policy, leaving retirees and savers scrambling to secure their future before it's too late. The Federal Reserve’s recent move to cut its benchmark rate

Are Florida Insurance Reforms Fair to Policyholders?
Insurance Are Florida Insurance Reforms Fair to Policyholders?

Florida’s property insurance market has been a battleground of competing interests in recent years, with sweeping reforms reshaping how coverage and claims are handled for millions of residents. At the forefront of this shift is Citizens Property Insurance Corp., the state-backed insurer of last

Rising Home Insurance Costs Erode Customer Loyalty in 2025
Insurance Rising Home Insurance Costs Erode Customer Loyalty in 2025

The landscape of homeowners insurance in the United States has taken a troubling turn, with nearly half of all policyholders—47%, to be exact—facing premium increases this year, marking the highest rate of insurer-driven hikes in over a decade. This sharp uptick in costs is not just a financial

Record Investment Income for US P/C Insurers in 2024
Insurance Record Investment Income for US P/C Insurers in 2024

In a year marked by economic shifts and escalating natural disasters, U.S. property/casualty (P/C) insurers achieved a historic financial milestone that has reshaped the industry’s outlook. The unprecedented surge in investment income to a staggering $89 billion in 2024, a remarkable 20% increase

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