Emerging Risks

Will GOP Cuts Double Health Insurance Premiums for Millions?
Insurance Will GOP Cuts Double Health Insurance Premiums for Millions?

The escalating cost of health insurance has emerged as a critical issue for countless American families, with recent policy moves by Republican lawmakers drawing sharp criticism for their potential to worsen the crisis. A report from Senator Bernie Sanders’s office, released through the Senate

Rochester’s 2025 Insurance Outlook: Stable Rates, Rising Costs
Insurance Rochester’s 2025 Insurance Outlook: Stable Rates, Rising Costs

In a year that blends cautious optimism with lingering hurdles, Rochester’s commercial insurance market presents a fascinating snapshot of stability and strain for local businesses navigating their risk management plans. Drawing on the seasoned perspectives of industry leaders Pierre Morrisseau,

How Can Human Insight Enhance Algorithmic Underwriting?
Insurance How Can Human Insight Enhance Algorithmic Underwriting?

In the fast-paced realm of specialty insurance, where risks are as unpredictable as a storm on the horizon, a staggering statistic looms large: only one in ten submissions typically bind, bogging down underwriters with inefficiencies and skyrocketing costs. This bottleneck in underwriting,

How Is AI Revolutionizing Small Business Insurance?
Technology & Trends How Is AI Revolutionizing Small Business Insurance?

I'm thrilled to sit down with Simon Glairy, a renowned expert in insurance and Insurtech, whose deep expertise in risk management and AI-driven risk assessment has shaped groundbreaking advancements in the industry. Today, we’ll explore how AI is transforming the insurance landscape for small

Direct-to-Consumer Drug Pricing Challenges Insurance Model
Insurance Direct-to-Consumer Drug Pricing Challenges Insurance Model

In the United States, the relentless climb in prescription drug costs has pushed patients, healthcare providers, and policymakers to seek alternatives to the conventional insurance-based system that often leaves many struggling to afford essential treatments. A groundbreaking study from The Ohio

How Does Flood Insurance Shutdown Affect Hampton Roads Homes?
Insurance How Does Flood Insurance Shutdown Affect Hampton Roads Homes?

In the heart of southeastern Virginia, the Hampton Roads region faces a unique and pressing challenge as a federal government shutdown has halted the National Flood Insurance Program (NFIP), leaving countless homeowners and prospective buyers in a state of uncertainty. This temporary suspension

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