Risk Assessment

The complex algorithms that now determine everything from car insurance premiums to life insurance eligibility are operating largely behind a digital curtain, a reality that state regulators are determined to change. As the insurance industry rapidly integrates artificial intelligence into its core

The familiar landscape of corporate risk, once dominated by the specters of economic downturns and natural disasters, is being fundamentally reshaped by forces emerging from within society itself. A comprehensive analysis of the evolving global risk landscape reveals a profound reordering of

Oklahoma is on the brink of enacting a monumental overhaul of its homeowner insurance market, with a comprehensive legislative package proposed for the 2026 session designed to address the escalating frustrations of policyholders. Driven by a collaboration between the Oklahoma Insurance Department

For countless homeowners residing in America's coastal and flood-prone regions, the escalating cost of flood insurance has become a significant source of financial anxiety, threatening the affordability of their homes and the stability of their communities. This persistent challenge is exacerbated

The long-standing disconnect between what consumers believe their insurance covers and the stark reality they face during a claim has finally triggered a decisive regulatory reckoning from the United Kingdom's principal financial regulator. The Financial Conduct Authority’s (FCA) comprehensive

In a high-stakes legal confrontation that underscores the often-tense relationship between software vendors and their enterprise clients, technology giant VMware has initiated a federal lawsuit against the Allstate Insurance Company. The lawsuit, filed in the Northern District of California on