Risk Assessment

Cover the Tests That Make Precision Medicine Work
Insurance Cover the Tests That Make Precision Medicine Work

Precision medicine’s cutting edge had promised targeted benefit, yet care too often proceeded without the timely, covered tests that determined who would actually gain and who might be harmed by treatment. A new analysis from UCSF in Science set the stakes plainly: the United States had built

Ransomware, Fraud, and Privacy Suits Drive 2025 Cyber Losses
Risk Management Ransomware, Fraud, and Privacy Suits Drive 2025 Cyber Losses

A year defined by speed, stealth, and shifting legal risk forced cyber insurers to tally record losses as threat actors pressed advantages in remote access, cloud mimicry, and privacy litigation even as traditional email defenses tightened. The 2026 InsurSec Report from At-Bay, drawing on more than

Bear-Suit Fraud Exposes How Modern Scams Exploit Trust
Risk Management Bear-Suit Fraud Exposes How Modern Scams Exploit Trust

A meticulously staged wildlife drama involving luxury cars and a costumed impostor highlighted how convincing stories, familiar symbols, and hurried timelines can nudge even trained professionals toward bad decisions, then a broader look at online threats filled in the rest of the playbook that

Reinsurance Gap Threatens Africa's Digital Insurance Boom
Technology & Trends Reinsurance Gap Threatens Africa's Digital Insurance Boom

Fast-growing digital insurers across Africa have unlocked millions of policies with mobile apps, embedded sales, and instant underwriting, yet the shock absorber that makes growth durable—reinsurance—has remained too thin to keep portfolios stable at scale. The imbalance has been most visible in

APAC Insurers Face Tech Gaps Amid Private Market Shift
Technology & Trends APAC Insurers Face Tech Gaps Amid Private Market Shift

The rapid migration of capital toward opaque alternative asset classes is fundamentally reshaping the financial architecture of insurance giants across the Asia-Pacific region, presenting a stark dichotomy between yield-hungry investment goals and aging back-office systems. As institutional

How Is Data Structuring Shaping Aviation Insurance?
Risk Management How Is Data Structuring Shaping Aviation Insurance?

The silent choreography of thousands of unmanned aircraft navigating urban canyons represents a seismic shift in aerospace logistics that few legacy systems are prepared to handle today. Aviation insurance was once a world of manual ledgers and slow-motion administration, but a new breed of

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