Risk Assessment

Redefining the High-Net-Worth Market with a New Playbook In a bold move to penetrate and redefine the American high-net-worth insurance sector, global brokerage Howden is launching a strategic overhaul of its private client operations. Far from a simple geographic expansion, this initiative

The implicit promise of a multi-million-dollar Directors and Officers liability policy is that it serves as an impenetrable shield when a company faces the immense financial strain of high-stakes litigation. Yet, for many corporate leaders, that shield can feel more like an illusion when an insurer

The long-held promise of a secure retirement, once anchored by the certainty of traditional pensions, is finding a modern counterpart within the very architecture of employer-sponsored savings plans through the integration of in-plan annuities. This evolution is rapidly moving from a niche concept

An unseen force is fundamentally altering the landscape of corporate liability and financial stability, operating with the persistence of inflation but driven by something far more complex than monetary policy. Known as "social inflation," this phenomenon represents the escalating cost of insurance

A single cyber-attack on a major automotive manufacturer in 2025 sent shockwaves not just through its digital infrastructure but across an entire physical supply chain, immediately impacting over 100,000 workers and sparking a debate over who should bear the costs. This incident serves as a stark

The insurance industry has long operated with a costly paradox at its financial core, where a two to three percent error rate on reconciliations is often considered an acceptable cost of doing business, a tolerance that translates into millions of dollars in unidentified funds and countless hours