Risk Assessment

Trend Analysis: Proactive Client Advisory
Insurance Trend Analysis: Proactive Client Advisory

As winter casts its long shadow, the most significant financial risk for many households might not be from storm-damaged roofs but from the silent thawing of hundreds of dollars worth of festive food in a powerless freezer. This specific, seasonal threat highlights a growing trend in the insurance

Zurich Sues DB Insurance Over Primary Defense Duty
Regulatory & Compliance Zurich Sues DB Insurance Over Primary Defense Duty

A seemingly ordinary slip-and-fall on a restaurant stairway has ignited a complex legal firestorm between two insurance behemoths, pulling back the curtain on the high-stakes blame game that erupts when intricate contracts and overlapping liability policies collide in court. The federal lawsuit

Michigan Court Shifts Timeliness Defense to Arbitrators
Regulatory & Compliance Michigan Court Shifts Timeliness Defense to Arbitrators

A recent Michigan Court of Appeals ruling has fundamentally altered the landscape for resolving aged insurance claims, establishing that the authority to decide whether a claim is too old to proceed belongs to an arbitrator, not a judge. In a decision that reversed a lower court's judgment in a

Ather Energy Expands Into Insurance for EV Owners
Regulatory & Compliance Ather Energy Expands Into Insurance for EV Owners

The transition to electric mobility involves more than just swapping a gas tank for a battery; it requires a fundamental rethinking of the entire vehicle ownership experience, including the often-overlooked yet critical aspect of insurance. Electric two-wheeler manufacturer Ather Energy is directly

Osefos Ordered to Surrender Financial Records in Fraud Case
Risk Management Osefos Ordered to Surrender Financial Records in Fraud Case

In a significant legal blow to public figures Wendy and Eddie Osefo, a Maryland court has mandated the surrender of nearly a decade's worth of financial records to state prosecutors, escalating the stakes in their high-profile insurance fraud case. The ruling represents a critical victory for the

Seniors Face Winter Claim Delays From Contractor Shortage
Risk Management Seniors Face Winter Claim Delays From Contractor Shortage

Retirees across the nation are discovering that the reassurance of a homeowners insurance policy provides little comfort when the system designed to help them is critically backlogged, a situation that has become particularly acute this winter. What was once a straightforward process of filing a

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