Insurance

Climate Change Raises Insurance Costs, Shrinks Coverage
Insurance Climate Change Raises Insurance Costs, Shrinks Coverage

After years of dismissing warnings from his own climate scientist daughter, a conservative father finally accepted the reality of climate change when one unlikely authority presented irrefutable evidence: the insurance industry. The fact that every major insurance company now employs climate

Employers Use Gap Insurance to Bridge Coverage Gaps
Insurance Employers Use Gap Insurance to Bridge Coverage Gaps

The widespread adoption of high-deductible health plans has created an unintended and often daunting financial reality for millions of American workers, transforming what was meant to be a cost-control measure for employers into a significant source of out-of-pocket anxiety for their employees. As

UK Court Rules on Dueling Reinsurance Jurisdiction Clauses
Insurance UK Court Rules on Dueling Reinsurance Jurisdiction Clauses

The seemingly innocuous act of signing two separate documents for a single reinsurance agreement can inadvertently ignite a multimillion-dollar legal battle over where a dispute will be heard. A pivotal UK Court of Appeal ruling now provides critical guidance, reinforcing that in the complex world

How Insurers Must Adapt to Win Over Gen Z
Insurance How Insurers Must Adapt to Win Over Gen Z

With a deep understanding of the intersection between insurance, technology, and risk, Simon Glairy is a leading voice in the Insurtech space. He specializes in how AI and modern platforms can help a historically slow-moving industry adapt to new consumer demands. Today, we delve into one of the

Can Small-Town Service Build a National Giant?
Insurance Can Small-Town Service Build a National Giant?

From its unexpectedly modest headquarters in Traverse City, Michigan, a new kind of insurance brokerage has rapidly orchestrated an explosive rise, reshaping the competitive landscape of a centuries-old industry. Highstreet Insurance Partners, established just nine years ago, has transformed from a

Texas Faces a Latino Children's Health Coverage Crisis
Insurance Texas Faces a Latino Children's Health Coverage Crisis

A stark reality is unfolding across Texas, where an alarming new report reveals that two-thirds of the state's 1.1 million uninsured children are Latino, signaling a profound health coverage crisis with deep-seated ethnic disparities. This finding, brought to light by UnidosUS, the nation’s largest

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