Pennsylvania auto insurers will not be able to surcharge private passenger policyholders with claims unless their aggregate claim cost over a three-year period exceeds $2,100. This new threshold is effective in July and is up from the current $1,900.
Insurers cannot cancel or refuse to renew a policy, or apply any surcharge, rate penalty or driver record point assignment if a policyholder’s claims do not exceed the new cap of $2,100, explained Acting Insurance Commissioner Michael Humphreys in announcing the new amount.