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Pennsylvania High Court Addresses When Stacked Coverage Waiver Is Not Needed

April 27, 2023

The removal of a vehicle from a multiple motor vehicle insurance policy, in which stacked coverage had previously been waived, does not require a renewed express waiver of stacked coverage under Pennsylvania’s Motor Vehicle Financial Responsibility Law.

The Pennsylvania Supreme Court (Middle District) has ruled that an en banc panel of the Superior Court did not err in affirming a trial court ruling that State Farm Mutual Automobile Insurance Co. was not required to obtain a new uninsured/underinsured stacking waiver from Robert and Kelly Franks when they deleted an automobile from their automobile insurance policy.

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