The COVID-19 pandemic has now been with us for almost two years. In that time, it has brought hardships and lost profits to many sectors of the business community, from hotels to restaurants to brick-and-mortar stores. As a result, a popular question has arisen among business owners: are my business losses covered under my business insurance? While the facts and circumstances underlying any individual insurance claim can vary greatly, New York federal and state courts have largely answered this question in the negative.
