In a landscape where insurance regulation must constantly evolve to meet new challenges, the National Association of Insurance Commissioners (NAIC) Summer 2025 National Meeting emerged as a critical forum for shaping the industry’s future. Held as a gathering of regulators from all 50 states, the
In a landmark decision that has sent ripples through the insurance industry, the First Circuit Court of Appeals has issued a ruling that fundamentally alters the obligations of insurers under commercial general liability (CGL) policies, especially in the context of class action lawsuits. This
In a surprising turn of events, the homeowners insurance industry has managed to bolster profitability despite facing an unprecedented surge in losses from natural disasters, intensified by climate change and urban expansion into high-risk areas. As insurers grapple with staggering financial
What happens when an insurance market once seen as a stopgap solution transforms into an industry bedrock? The Excess and Surplus (E&S) market in the U.S. is experiencing a seismic shift, with premiums soaring by double digits annually for several years running as of 2025. This isn’t just a passing
As we dive into the complexities of insurance disputes in construction projects, I'm thrilled to speak with Simon Glairy, a renowned expert in insurance and Insurtech, with a sharp focus on risk management and AI-driven risk assessment. With decades of experience, Simon has navigated countless
For millions of Americans, the Affordable Care Act (ACA) has been a cornerstone of accessible health care, largely thanks to premium tax credits that slash the cost of insurance premiums. These enhanced credits, pivotal in driving record enrollment on platforms like HealthCare.gov, face a critical
