Laws & Regulations

New Yorkers Demand Reform of Liability Laws and Fraud Schemes
Risk Management New Yorkers Demand Reform of Liability Laws and Fraud Schemes

Business advocacy groups report that insurance premiums for New York construction projects can reach levels five hundred percent higher than those found in neighboring states. This startling statistic serves as a primary driver for a comprehensive survey recently conducted by the Empire Center for

Can a Third Party Sue an Insurer Directly Under Ohio Law?
Insurance Can a Third Party Sue an Insurer Directly Under Ohio Law?

The harrowing sight of a Ford Mustang hurtling down I-480 at speeds exceeding one hundred miles per hour during a high-stakes police pursuit in April 2024 serves as a stark backdrop for one of Ohio’s most consequential insurance litigation battles. This event triggered a complex legal pursuit where

Court Rules Canada's EI System Discriminates Against Women
Insurance Court Rules Canada's EI System Discriminates Against Women

The case of Chalifour-Racine v. Attorney General of Canada exposed how a seemingly neutral social safety net can create a discriminatory environment for female claimants. This unanimous decision by the Federal Court of Appeal has significantly altered the legal landscape by identifying specific

Rising Health Insurance Premiums Strain American Households
Insurance Rising Health Insurance Premiums Strain American Households

Low-income households are increasingly switching to lower-quality food providers to offset the rising cost of their private health insurance premiums. This shift reflects a broader, systemic crisis as American families grapple with a landscape of intense financial volatility. Recent data indicates

China Mandates Medical Insurance Amid Rising Fiscal Pressure
Technology & Trends China Mandates Medical Insurance Amid Rising Fiscal Pressure

The transition of medical insurance collection to the national tax authority provides the state with the infrastructure needed to deduct premiums directly from private bank accounts. This represents a seismic shift in the social contract between the Chinese state and its citizens, moving away from

US P&C Insurance Profits Surge in First Half of 2026
Insurance US P&C Insurance Profits Surge in First Half of 2026

Legislative reforms targeting litigation costs in states like Florida and Louisiana are beginning to provide tangible premium relief for property policyholders. This fundamental shift arrives as the broader United States property and casualty insurance sector experiences a significant financial

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