Captive insurance strategies have become increasingly relevant in today's business environment, with many organizations exploring these sophisticated risk management tools. However, the path to successfully integrating captive insurance structures is fraught with regulatory challenges and scrutiny,
The regulatory landscape surrounding micro-captive insurance companies has become increasingly challenging due to intensified scrutiny from the Internal Revenue Service (IRS). Micro-captives, which have traditionally benefited from the 831(b) election allowing tax-deferred earnings, are now facing
Flooding poses an increasing threat across the United States, amplified by climate change-induced weather patterns. Despite the widespread risk faced by homeowners, a staggering reality emerges: merely 4% of homeowners are covered by flood insurance, as noted by the Federal Emergency Management
The advent of digital transformation has propelled identity fraud into a formidable challenge that businesses worldwide need to tackle. As per reports from 2023, companies globally incurred a staggering $485.6 billion in losses due to identity fraud. To combat this pressing issue, Instnt has
In a landscape increasingly shaped by digital advancement, the insurance industry finds itself at a pivotal juncture where traditional practices are being challenged and redefined. As insurance enterprises grapple with the intricacies of modern technology, figures like Garrett Droege have emerged
In a world increasingly shaped by the impacts of climate change, the real estate and insurance industries face formidable challenges that threaten not only their future growth but also their current operations. The rising frequency and severity of natural disasters have created a pressing need for
