Emerging Risks

Across small and mid-sized businesses, AI now powers routine work from marketing to support, yet liability gaps have widened faster than policies evolved and exclusions multiplied. The shift has been stark: as generative systems draft copy, chatbots triage tickets, and recommendation engines shape

When a single breached levee can turn thousands of safe-looking postcodes into simultaneous claims, flood risk stops being a local nuisance and becomes a market-moving variable for UK insurance. Climate change is reshaping both the frequency and concentration of losses, pushing carriers to model

A five-year fight over hurricane damage at a Pensacola waterfront property reached a new pitch as a Florida property owners association accused a quartet of surplus lines carriers of turning a straightforward storm loss into a slog of shifting theories, procedural stalemates, and late-stage course

As cyber incidents multiply and artificial intelligence surges into the insurance workflow, Australia’s carriers have reported a readiness deficit that contrasts with a slight easing in perceived risk, creating a tension that demands sharper strategy and faster execution. PwC’s Insurance Banana

Why This Market Turn Matters Now Boards are seeing premium budgets shrink even as questionnaires lengthen and control expectations intensify, a paradox that signals a more mature cyber insurance market where price relief coexists with rigorous selection. The current setup rewards clarity:

I’m thrilled to sit down with Simon Glairy, a trailblazer in insurance and Insurtech with deep expertise in risk management and AI-driven risk assessment. As the visionary behind innovative solutions in the industry, Simon has a unique perspective on transforming operational inefficiencies into