Emerging Risks

Polis Roadmap Seeks $800 Cut to Colorado Home Insurance
Risk Management Polis Roadmap Seeks $800 Cut to Colorado Home Insurance

Coloradans facing relentless premium notices saw a concrete target this week: an average $800 reduction in annual homeowners insurance costs paired with a plan to keep private coverage available as wildfire, hail, and severe storms intensify across the state. Governor Jared Polis, working with the

Regulation Rewires London Insurers' Operating Model
Risk Management Regulation Rewires London Insurers' Operating Model

Capital is not what jolts the London market today; it is the drumbeat of regulation forcing insurers to rebuild the plumbing of their businesses—data, oversight, and resilience—well before formal compliance dates arrive and before anyone has the comfort of final text. This roundup gathers

How Will California’s Candidates Fix Wildfire And Insurance?
Risk Management How Will California’s Candidates Fix Wildfire And Insurance?

California households have learned the hard way that flames and finances can burn in tandem when a megafire rips through a canyon and, within months, an insurer drops coverage or triples a premium, leaving families to weigh packed go-bags against ballooning bills and a shrinking map of viable

Ransomware, Fraud, and Privacy Suits Drive 2025 Cyber Losses
Risk Management Ransomware, Fraud, and Privacy Suits Drive 2025 Cyber Losses

A year defined by speed, stealth, and shifting legal risk forced cyber insurers to tally record losses as threat actors pressed advantages in remote access, cloud mimicry, and privacy litigation even as traditional email defenses tightened. The 2026 InsurSec Report from At-Bay, drawing on more than

Bear-Suit Fraud Exposes How Modern Scams Exploit Trust
Risk Management Bear-Suit Fraud Exposes How Modern Scams Exploit Trust

A meticulously staged wildlife drama involving luxury cars and a costumed impostor highlighted how convincing stories, familiar symbols, and hurried timelines can nudge even trained professionals toward bad decisions, then a broader look at online threats filled in the rest of the playbook that

How Is Data Structuring Shaping Aviation Insurance?
Risk Management How Is Data Structuring Shaping Aviation Insurance?

The silent choreography of thousands of unmanned aircraft navigating urban canyons represents a seismic shift in aerospace logistics that few legacy systems are prepared to handle today. Aviation insurance was once a world of manual ledgers and slow-motion administration, but a new breed of

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