Emerging Risks

In-Plan Annuities Are Reshaping Retirement Plans
Risk Management In-Plan Annuities Are Reshaping Retirement Plans

The long-held promise of a secure retirement, once anchored by the certainty of traditional pensions, is finding a modern counterpart within the very architecture of employer-sponsored savings plans through the integration of in-plan annuities. This evolution is rapidly moving from a niche concept

Is Funded Litigation Redefining Systemic Risk?
Risk Management Is Funded Litigation Redefining Systemic Risk?

An unseen force is fundamentally altering the landscape of corporate liability and financial stability, operating with the persistence of inflation but driven by something far more complex than monetary policy. Known as "social inflation," this phenomenon represents the escalating cost of insurance

Can We Stop the Rise of Fraud-as-a-Service?
Risk Management Can We Stop the Rise of Fraud-as-a-Service?

The digital underground has undergone a profound transformation, evolving from a scattered collection of individual threat actors into a highly professionalized, industrial-scale economy where illicit tools and services are packaged, marketed, and sold with startling efficiency. This

Navigating the Polycrisis Requires Greater Resilience
Risk Management Navigating the Polycrisis Requires Greater Resilience

A single cyber-attack on a major automotive manufacturer in 2025 sent shockwaves not just through its digital infrastructure but across an entire physical supply chain, immediately impacting over 100,000 workers and sparking a debate over who should bear the costs. This incident serves as a stark

Samsung Bets on an Open Future for Home AI
Technology & Trends Samsung Bets on an Open Future for Home AI

The promise of a truly intelligent home has long been hampered by a fractured technological landscape, leaving consumers to navigate a complex web of incompatible devices and siloed applications. In a decisive move at CES 2026, Samsung articulated a bold new strategy designed to dismantle these

Soaring Insurance Costs Reshape Home-Buying Decisions
Insurance Soaring Insurance Costs Reshape Home-Buying Decisions

The New Deal Breaker in the American Housing Market Once considered a simple line item in the budget for a new home, property insurance has rapidly transformed into a formidable financial gatekeeper that is fundamentally reshaping the geography of the American dream. For generations, the

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