Risk Management

Will California Make Disaster Mortgage Relief Automatic?
Risk Management Will California Make Disaster Mortgage Relief Automatic?

Simon Glairy brings a dual lens to California’s wildfire-relief bills: the on-the-ground realities of insurance markets and the precision of AI-driven risk assessment. With three measures advancing that would pause mortgage payments after a state disaster, extend forbearance for January 2025

Will Your Cyber Insurance Hold Up After a Breach?
Risk Management Will Your Cyber Insurance Hold Up After a Breach?

A breach clock did not start ticking when malware landed; it started the moment an insurer compared the security posture that was promised on an application with the controls that actually governed identities, endpoints, and backups across production systems. Cyber insurance has changed fast,

Polis Roadmap Seeks $800 Cut to Colorado Home Insurance
Risk Management Polis Roadmap Seeks $800 Cut to Colorado Home Insurance

Coloradans facing relentless premium notices saw a concrete target this week: an average $800 reduction in annual homeowners insurance costs paired with a plan to keep private coverage available as wildfire, hail, and severe storms intensify across the state. Governor Jared Polis, working with the

Regulation Rewires London Insurers' Operating Model
Risk Management Regulation Rewires London Insurers' Operating Model

Capital is not what jolts the London market today; it is the drumbeat of regulation forcing insurers to rebuild the plumbing of their businesses—data, oversight, and resilience—well before formal compliance dates arrive and before anyone has the comfort of final text. This roundup gathers

Colorado Targets Hail, Wildfire to Cut Home Insurance Costs
Risk Management Colorado Targets Hail, Wildfire to Cut Home Insurance Costs

Relentless premium spikes have forced homeowners to budget for insurance like a second mortgage, with Colorado’s costs rising faster than almost anywhere and availability anxieties creeping into day-to-day decisions about where families can safely live and invest. That pressure set the stage for a

How Will California’s Candidates Fix Wildfire And Insurance?
Risk Management How Will California’s Candidates Fix Wildfire And Insurance?

California households have learned the hard way that flames and finances can burn in tandem when a megafire rips through a canyon and, within months, an insurer drops coverage or triples a premium, leaving families to weigh packed go-bags against ballooning bills and a shrinking map of viable

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