Risk Management

Imagine a homeowner who has diligently fortified their property against natural disasters, installing storm shutters and reinforcing the roof, only to discover that their insurance premiums are nearly double those of a neighbor with a less secure home, all because of a lower credit score. Recent

In an era where digital threats loom larger than ever, businesses grapple with the dual challenge of safeguarding their operations and managing spiraling financial risks associated with cyber incidents, which have evolved into sophisticated operations costing millions in damages. Cyber insurance,

In a groundbreaking shift that has reverberated through the financial and insurance industries, a federal appeals court ruling has redefined the landscape for fractional life insurance policies, classifying them as securities under federal law. This decision, emerging from the Ninth Circuit Court

Severe weather events, such as flash flooding and powerful storms, can wreak havoc on homes and vehicles, leaving property owners scrambling to assess damage and seek repairs. These natural disasters often strike with little warning, turning a normal day into a struggle to protect personal

Marine insurance, an industry historically rooted in the protection of ships and seafaring cargo, is undergoing a profound transformation, and Berkshire Hathaway Specialty Insurance (BHSI) stands as a pioneering force in this shift, steering the sector toward innovative horizons. Under the adept

In the ever-evolving world of global reinsurance, a compelling shift is unfolding as industry players are increasingly drawn to uncharted and high-stakes territories like the cyber insurance market to diversify their portfolios and fuel growth. Amid a softening market environment where supply