Risk Management

A landmark ruling from the Colorado Court of Appeals has sent a clear message to the insurance industry, imposing a significant $35,600 penalty on Esurance Property & Casualty Insurance Co. for its failure to promptly disclose an auto insurance policy. The decision in Bohanan v. Esurance Property &

The pervasive and escalating issue of insurance fraud now imposes a multi-billion dollar tax on honest customers annually, compelling insurers to mount an increasingly sophisticated and data-driven defense. As economic pressures mount, the temptation for fraudulent activity has intensified, leading

The overwhelming aftermath of a severe storm presents homeowners with the dual challenge of not only repairing physical damage but also navigating the intricate and often stressful process of filing an insurance claim. As communities begin the arduous task of rebuilding, the path to recovery is

Wall Street firms operate at the center of a profound paradox, constantly publishing a torrent of market forecasts, economic analyses, and investment reports while navigating one of the most heavily regulated and litigious industries on the planet. This raises a critical question: how do these

A seemingly minor collision at a busy four-way intersection could now carry devastating financial consequences for Louisiana drivers following a monumental shift in the state's civil law that took effect on January 1, 2026. This legislative change has fundamentally altered how fault is assigned and

In the wake of Winter Storm Fern, which left a trail of ice, snow, and freezing temperatures across the state, residents are now facing the daunting task of assessment and recovery. The Tennessee Department of Commerce and Insurance (TDCI) has stepped forward to provide critical guidance for those