In 2023, North Carolina passed notable legislative changes to the State’s car insurance laws, increasing the minimum limits on liability insurance policies for the first time in nearly 25 years and removing the setoff for underinsured motorist (UIM) policies.
The legislative changes will take effect for car insurance policies and renewals issued on or following January 1, 2025. Luckily, these changes will increase the potential recovery for North Carolinians injured in car wrecks. This article provides insight into these legislative changes and details how they help North Carolinians.
