Since workers’ compensation shields an employer from liability, an insurer may not be able to rely on an employer liability exclusion in a commercial general liability policy to avoid claims. That’s the potentially costly message a federal appeals court has sent to Security National Insurance Co. (SNIC).
The Third Circuit of Appeals revived a $30 million claim against SNIC over employer liability coverage for a construction accident at a Philadelphia apartment building in which workers were injured when a third-floor fire escape balcony collapsed.
