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Georgia Lawmakers Flip the Script on Use-and-File for Auto Rate Increases

March 27, 2023

Georgia lawmakers have approved a bill that, if signed into law, would end the longstanding “use-and-file” mechanism on auto insurance rate filings in the state.

The state Senate last week voted 49-2 in favor of House Bill 221, a measure that Insurance Commissioner John King had asked for. The House had endorsed the bill in February by a vote of 169-2. It now awaits the governor’s signature.

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