Louisiana Senator Jay Luneau has filed a bill seeking increased fairness in how auto insurance rates are determined, by prohibiting insurers from using policyholders’ genders as a factor in setting rates.
The bill, SB11, was filed for the regular legislative session.
“If we’re being fair with everybody, let everybody pay the rates they should be paying. And I think that’s the best thing to do,” Luneau said. “Why are we discriminating against women in Louisiana when it comes to automobile insurance rates, when there are actuarial studies that show that women tend to get less speeding tickets than men they need, they tend to be involved in less fatal accidents than men.”