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Missouri insurance regulator warns residents are largely uninsured

February 15, 2023

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In recognition of February as Earthquake Awareness Month, the Missouri Department of Commerce and Insurance (DCI) has published the latest findings of its earthquake preparedness report, which revealed that residents of the New Madrid Seismic Zone remain “largely uninsured.”

The New Madrid Seismic Zone is a constant source of intraplate earthquakes, where most of the seismic activity is detected between three and 15 miles beneath the Earth’s surface. Four of the largest earthquakes in North American history originated from the zone, with magnitudes as large as 7.0. It has been reported that earthquakes from the zone threaten seven US states – Missouri, Illinois, Indiana, Arkansas, Kentucky, Tennessee, and Mississippi.

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