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Ohio Supreme Court: No Coverage Owed for COVID Business Shutdown

December 13, 2022

The Ohio Supreme Court ruled Monday that COVID-19 cannot cause any direct physical damage or loss that is covered by a commercial property insurance policy, joining nine other state high courts that have rejected similar business-interruption claims.

The Ohio court released a 6-1 opinion that answered a certified question submitted to it by the US District Court for Northern Ohio, which is considering a lawsuit filed by Neuro-Communication Services against Cincinnati Insurance Co.

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