Specialty Insurance

Employers Use Gap Insurance to Bridge Coverage Gaps
Insurance Employers Use Gap Insurance to Bridge Coverage Gaps

The widespread adoption of high-deductible health plans has created an unintended and often daunting financial reality for millions of American workers, transforming what was meant to be a cost-control measure for employers into a significant source of out-of-pocket anxiety for their employees. As

UK Court Rules on Dueling Reinsurance Jurisdiction Clauses
Insurance UK Court Rules on Dueling Reinsurance Jurisdiction Clauses

The seemingly innocuous act of signing two separate documents for a single reinsurance agreement can inadvertently ignite a multimillion-dollar legal battle over where a dispute will be heard. A pivotal UK Court of Appeal ruling now provides critical guidance, reinforcing that in the complex world

Can Small-Town Service Build a National Giant?
Insurance Can Small-Town Service Build a National Giant?

From its unexpectedly modest headquarters in Traverse City, Michigan, a new kind of insurance brokerage has rapidly orchestrated an explosive rise, reshaping the competitive landscape of a centuries-old industry. Highstreet Insurance Partners, established just nine years ago, has transformed from a

Growth and Complexity Redefine Specialty Claims
Insurance Growth and Complexity Redefine Specialty Claims

The intricate web of global commerce and increasingly sophisticated assets has fundamentally reshaped the landscape of risk, ushering in an era where catastrophic losses in sectors like aviation, marine, and energy are not only more frequent but also vastly more complex. This profound

Is a UK Loophole Fueling Russia's Coal Trade?
Insurance Is a UK Loophole Fueling Russia's Coal Trade?

In the global effort to economically isolate Russia following its invasion of Ukraine, Western sanctions have been a primary weapon. The United Kingdom has positioned itself as a leader in this financial charge, vowing to cripple Moscow's war machine. However, a startling joint investigation by the

Is State Farm Undervaluing Your Totaled Car?
Regulatory & Compliance Is State Farm Undervaluing Your Totaled Car?

When your vehicle is declared a total loss, you place your trust in your insurance company to provide a fair settlement. But what if that process is driven by an automated system designed to systematically undervalue your claim? This is the central question in Clippinger v. State Farm , a potential

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