Specialty Insurance

Can a Notice Lock In D&O Coverage for Years?
Regulatory & Compliance Can a Notice Lock In D&O Coverage for Years?

A recent Delaware Superior Court decision has sent ripples through the corporate insurance world by confirming that a single notice filed under a Directors and Officers policy can create a coverage obligation lasting years beyond the policy's expiration. This landmark ruling examines the profound,

US Plots To Reshape Japan's K-12 Security and Insurance
Insurance US Plots To Reshape Japan's K-12 Security and Insurance

Two foiled school attack plots originating in the American heartland are now set to cast a long shadow across the Pacific, poised to fundamentally reshape the security and insurance landscapes for Japan's K-12 education sector. A new analysis suggests the high-profile incidents, including a planned

Is Cyber Insurance Losing the War Against AI?
Technology & Trends Is Cyber Insurance Losing the War Against AI?

The very architecture of financial resilience that underpins the digital economy is now facing a structural crisis, as the cyber insurance industry confronts an adversary that has fundamentally rewritten the rules of engagement. For years, the cyber insurance market operated on a set of core

Can Ideology Make a Business Uninsurable?
Insurance Can Ideology Make a Business Uninsurable?

A company's most profound liability may no longer be found in its balance sheets or operational missteps, but in the very ideology that defines its existence. The modern digital landscape is forcing a reckoning within the insurance industry, where the calculus of risk is expanding far beyond

Is the P&C Insurance Market Facing a Great Divergence?
Insurance Is the P&C Insurance Market Facing a Great Divergence?

The United States property and casualty insurance landscape is currently undergoing a profound transformation, creating a sharply divided or two-tracked market that presents distinctly different challenges and opportunities for commercial insurance buyers. This pivotal transition is defined by a

Is Government Cyber Insurance Enough for Schools?
Insurance Is Government Cyber Insurance Enough for Schools?

The sudden and complete digital shutdown of a secondary school in Nuneaton recently provided a stark illustration of the profound vulnerabilities facing modern educational institutions and ignited a critical debate over the adequacy of government-backed cyber protection. The attack on Higham Lane

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