Property

For countless California homeowners, the arrival of an insurance renewal notice has become an annual moment of dread, a gamble against cancellation in the face of escalating wildfire threats that have pushed the state's insurance market to the brink of collapse. In response to this deepening crisis

As wildfire seasons grow longer and more destructive, a groundbreaking Nevada law is reshaping the fundamental contract between homeowners and their insurance providers. Taking effect this year, the legislation introduces a four-year pilot program, or "sandbox," that grants insurance companies the

A carefully crafted contractual promise intended to shield a major homebuilder from liability has instead become the epicenter of a complex federal lawsuit, pitting developer Pulte Homes against three insurance companies in a high-stakes battle over who pays for a legal defense. This dispute, which

A California appeals court ruling has decisively settled a high-stakes debate over insurance availability, reinforcing the California FAIR Plan's limited role and leaving the state to grapple with how to provide comprehensive coverage for its highest-risk properties. The decision effectively blocks

A meticulously structured corporate acquisition designed over a decade ago to be a "clean" transfer of assets has devolved into a high-stakes legal battle, culminating in a new lawsuit filed by SPARTA Insurance Company against Pennsylvania General Insurance Company for more than $12.7 million. This

A Looming Threat: Unpacking the Link Between Insurance Ratings and Housing Stability A formal inquiry by U.S. Senators is scrutinizing Demotech, an insurance ratings firm, over concerns its assessments create hidden risk for the U.S. mortgage system. The probe questions why government-backed