After four decades of faithfully paying his premiums to Nationwide, Ian Townsend received a startling notification that the insurance on his beloved "Thatched Cottage" would not be renewed, a decision that left him feeling discarded without so much as an explanation. This experience is not an
After years of dismissing warnings from his own climate scientist daughter, a conservative father finally accepted the reality of climate change when one unlikely authority presented irrefutable evidence: the insurance industry. The fact that every major insurance company now employs climate
The seemingly innocuous act of signing two separate documents for a single reinsurance agreement can inadvertently ignite a multimillion-dollar legal battle over where a dispute will be heard. A pivotal UK Court of Appeal ruling now provides critical guidance, reinforcing that in the complex world
With a specialized focus on AI-driven risk assessment, Simon Glairy is a leading voice in the insurance and Insurtech sectors. Today, he joins us to dissect the dramatic shift in the global commercial insurance market. After seven years of relentless rate hikes, the industry is now in its sixth
A comprehensive analysis of property owners reveals a critical and widening gap between the general awareness of escalating flood risks and any personal assessment of vulnerability, resulting in a significant lack of protective action. A recent study surveying over 1,500 high-net-worth property
In the intricate and high-stakes world of global insurance, where risk calculation is both an art and a science, the acquisition of seasoned human expertise is rapidly becoming the most critical move on the competitive chessboard. The New Competitive Edge Why Strategic Hires Are Reshaping the
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