In the ever-evolving landscape of wealth management, high-net-worth (HNW) individuals in Asia face a pressing challenge: how to secure stable, predictable returns amidst economic uncertainties and persistently low interest rates. Fixed annuities, a financial product often overlooked in this region,
Imagine discovering that a seemingly harmless change in your lifestyle or property has quietly driven up the cost of your home insurance, leaving you with a hefty bill or, worse, an invalidated policy when you need it most. Many homeowners remain unaware of the subtle shifts that can alter their
What does it take to bring reliable insurance to some of the most isolated and disaster-prone regions on Earth? In the Pacific Islands, where cyclones and rising sea levels threaten livelihoods daily, Capital Insurance Group (CIG) is stepping up with a transformative solution. By joining forces
As we dive into the dynamic world of the US annuity market, I’m thrilled to sit down with Simon Glairy, a renowned expert in insurance and Insurtech, with deep expertise in risk management and AI-driven risk assessment. With annuity sales shattering records and innovative products reshaping the
Navigating healthcare in retirement can feel like walking a tightrope, especially when retirees realize that Original Medicare, encompassing Parts A and B, doesn’t cover every medical expense they might encounter. Gaps such as coinsurance, deductibles, and other out-of-pocket costs can quickly add
The landscape of healthcare in the UK is undergoing a profound shift as private hospital admissions soar to near-record levels, reflecting a growing dependence on non-public options amid persistent challenges within the National Health Service (NHS). This surge, driven by both employer-sponsored
