Health

Trend Analysis: Tightening Underwriting Criteria
Insurance Trend Analysis: Tightening Underwriting Criteria

After four decades of faithfully paying his premiums to Nationwide, Ian Townsend received a startling notification that the insurance on his beloved "Thatched Cottage" would not be renewed, a decision that left him feeling discarded without so much as an explanation. This experience is not an

Employers Use Gap Insurance to Bridge Coverage Gaps
Insurance Employers Use Gap Insurance to Bridge Coverage Gaps

The widespread adoption of high-deductible health plans has created an unintended and often daunting financial reality for millions of American workers, transforming what was meant to be a cost-control measure for employers into a significant source of out-of-pocket anxiety for their employees. As

Texas Faces a Latino Children's Health Coverage Crisis
Insurance Texas Faces a Latino Children's Health Coverage Crisis

A stark reality is unfolding across Texas, where an alarming new report reveals that two-thirds of the state's 1.1 million uninsured children are Latino, signaling a profound health coverage crisis with deep-seated ethnic disparities. This finding, brought to light by UnidosUS, the nation’s largest

Big Data Boosts Accuracy of Health Risk Predictions
Insurance Big Data Boosts Accuracy of Health Risk Predictions

The longstanding challenge in the health insurance industry has been the fundamental imbalance of information, where applicants inherently know more about their personal health risks than the insurers evaluating them. This information asymmetry often leads to adverse selection, complicating the

Is Your HIPAA Notice Ready for the 2026 Deadline?
Insurance Is Your HIPAA Notice Ready for the 2026 Deadline?

A significant federal compliance mandate for group health plans and other covered entities has come to a head, with a critical deadline of February 16, 2026, now passed, requiring updated HIPAA Notices of Privacy Practices (NPP) to be in place. This imperative stems from a multi-year regulatory

Will a Health Plan Crisis Sink a Governor's Race?
Insurance Will a Health Plan Crisis Sink a Governor's Race?

A staggering administrative oversight in Milwaukee County has thrown the healthcare of over five thousand public servants and their families into jeopardy, sparking a political crisis that now threatens to derail the gubernatorial aspirations of County Executive David Crowley. The revelation that

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