Emerging Risks

Can Competition Lower Flood Insurance Rates?
Regulatory & Compliance Can Competition Lower Flood Insurance Rates?

For countless homeowners residing in America's coastal and flood-prone regions, the escalating cost of flood insurance has become a significant source of financial anxiety, threatening the affordability of their homes and the stability of their communities. This persistent challenge is exacerbated

How Is John Cornyn Helping Military Families?
Regulatory & Compliance How Is John Cornyn Helping Military Families?

For nearly two decades, a critical financial safety net designed to protect the families of American service members was quietly losing its value, its purchasing power steadily eroded by the persistent creep of inflation. While the cost of living climbed, the maximum life insurance coverage

Insurers Pivot to Specialized Risk Management
Risk Management Insurers Pivot to Specialized Risk Management

The modern business landscape, with its intricate web of interconnected and rapidly evolving risks, has rendered traditional, one-size-fits-all insurance models increasingly obsolete. Companies operating in highly specialized sectors now require far more than a standard policy; they need a

Foiled CA Plot Tests Insurers on Modern Terror Risks
Regulatory & Compliance Foiled CA Plot Tests Insurers on Modern Terror Risks

The unsettling reality of modern domestic threats is that a catastrophe does not need to occur for profound financial and societal disruption to take place, a lesson starkly illustrated by a recently thwarted plot in Southern California. Federal authorities successfully intercepted a plan by four

Can Your Insurer Be a Strategic Business Partner?
Risk Management Can Your Insurer Be a Strategic Business Partner?

The long-standing perception of insurance as a mere transactional safety net is rapidly becoming a relic of the past, as the relationship between businesses and their insurers undergoes a profound and necessary transformation. In today's interconnected and increasingly complex global market,

Are Smart Shutoffs a Flood of False Hope?
Technology & Trends Are Smart Shutoffs a Flood of False Hope?

A multi-thousand-dollar smart water valve, designed with sophisticated sensors and cloud connectivity to prevent catastrophic floods, can be rendered completely useless by something as mundane as a changed Wi-Fi password or a power cord accidentally unplugged from the wall. This simple reality

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