Emerging Risks

Expiring Subsidies Spark Health Crisis in RGV
Insurance Expiring Subsidies Spark Health Crisis in RGV

In Texas's Rio Grande Valley, a region that celebrated historic gains in health coverage over the past few years, a sudden and severe healthcare crisis is unfolding as enhanced federal subsidies for Affordable Care Act (ACA) marketplace plans come to an abrupt end. The termination of this crucial

Is Nevada's Wildfire Law the Future of Insurance?
Insurance Is Nevada's Wildfire Law the Future of Insurance?

As climate change intensifies and wildfires grow more frequent and destructive, homeowners in vulnerable regions are finding themselves in an increasingly precarious position, with insurance becoming prohibitively expensive or, in some cases, completely unavailable. In response to this escalating

PA Court Awards PTSD Workers' Comp in Landmark Ruling
Regulatory & Compliance PA Court Awards PTSD Workers' Comp in Landmark Ruling

A recent landmark decision from Pennsylvania’s Commonwealth Court is fundamentally altering the legal terrain for first responders, challenging the long-held notion that severe psychological trauma is merely an expected consequence of a dangerous job. For years, the path to securing workers'

No Easy Fix for Arizona's Wildfire Insurance Crisis
Insurance No Easy Fix for Arizona's Wildfire Insurance Crisis

A comprehensive ten-month investigation by Arizona's state regulators has unequivocally concluded that the escalating crisis of unobtainable and unaffordable homeowners insurance in wildfire-prone regions cannot be solved by any single legislative or market-based remedy. A new report from the

Insurers Face Hidden Risks in Outsourced Asset Management
Risk Management Insurers Face Hidden Risks in Outsourced Asset Management

The relentless pursuit of higher yields has pushed many insurers to entrust their investment portfolios to specialist asset management firms, a move designed to leverage market expertise and unlock greater returns. This strategic delegation, however, masks a significant and often underestimated

Ather Energy Expands Into Insurance for EV Owners
Regulatory & Compliance Ather Energy Expands Into Insurance for EV Owners

The transition to electric mobility involves more than just swapping a gas tank for a battery; it requires a fundamental rethinking of the entire vehicle ownership experience, including the often-overlooked yet critical aspect of insurance. Electric two-wheeler manufacturer Ather Energy is directly

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