Commercial

AM Best Affirms CGICE Ratings With Stable Outlook
Insurance AM Best Affirms CGICE Ratings With Stable Outlook

In the highly competitive niche insurance market, maintaining a stable financial outlook while pursuing ambitious growth presents a formidable challenge for smaller, specialized carriers. This delicate balancing act was recently highlighted as AM Best, a global credit rating agency, affirmed the

Court Blocks AIG's Early Exit From Major RWI Lawsuit
Regulatory & Compliance Court Blocks AIG's Early Exit From Major RWI Lawsuit

In a ruling that reverberates through the high-stakes world of mergers and acquisitions insurance, a Delaware court has determined that a $30 million legal victory is not necessarily the final word on the full scope of a company’s financial loss. This decision, stemming from a complex dispute

Is Seeing Still Believing for Your Business?
Insurance Is Seeing Still Believing for Your Business?

With the launch of AI models like Nano Banana Pro, which can generate flawless photorealistic images and text, the line between real and synthetic media is dissolving at an alarming rate. For corporate leaders and risk managers, this isn't a future problem; it's a present and escalating crisis. To

Cyber Insurance Becomes a Non-Negotiable Business Cost
Insurance Cyber Insurance Becomes a Non-Negotiable Business Cost

The very nature of digital risk is undergoing a profound and rapid transformation, compelling a fundamental shift in how organizations perceive and manage their cybersecurity posture. What was once considered a discretionary expense or a safety net for the technologically forward-thinking is now

Texans Face Soaring Premiums as ACA Subsidies Expire
Insurance Texans Face Soaring Premiums as ACA Subsidies Expire

Over four million Texans who depend on the Affordable Care Act (ACA) Marketplace for their health insurance are confronting a financial precipice that threatens their access to essential medical care. The central issue is the scheduled expiration of the Enhanced Premium Tax Credits at the end of

Can State Law Block Insurance Arbitration in Louisiana?
Regulatory & Compliance Can State Law Block Insurance Arbitration in Louisiana?

A recent landmark decision from the United States Court of Appeals for the Fifth Circuit has definitively answered a critical question for policyholders in Louisiana, clarifying the battle between federal arbitration preferences and state-level insurance regulation. The ruling, which prevents the

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