Commercial

Can AI Solve the Power Outage Insurance Gap?
Insurance Can AI Solve the Power Outage Insurance Gap?

Power grid failures cost U.S. businesses more than $150 billion annually, yet a significant portion of these losses remains uninsured due to critical exclusions in traditional commercial property policies. This vulnerability leaves countless small businesses exposed to immediate and often

What If Core Systems Had No Licensing Fees?
Technology & Trends What If Core Systems Had No Licensing Fees?

For decades, the insurance technology landscape has been governed by a single, unwritten rule where core systems are intrinsically linked to hefty, recurring software licensing fees that dictate budgets and strategic planning. This vendor-centric model, meticulously designed to drive corporate

Can Your Insurer Be a Strategic Business Partner?
Risk Management Can Your Insurer Be a Strategic Business Partner?

The long-standing perception of insurance as a mere transactional safety net is rapidly becoming a relic of the past, as the relationship between businesses and their insurers undergoes a profound and necessary transformation. In today's interconnected and increasingly complex global market,

Can Willful Ignorance Cost an Insurer $91 Million?
Risk Management Can Willful Ignorance Cost an Insurer $91 Million?

In a landmark decision that sent shockwaves through the insurance and legal communities, a Massachusetts judge ordered Liberty Mutual and its affiliates to pay a staggering $91 million judgment, not for the physical injuries a construction worker suffered, but for the company's deliberate and

Unplug Electronics to Protect Your Home and Wallet
Insurance Unplug Electronics to Protect Your Home and Wallet

The excitement of an upcoming vacation often centers on packing lists and travel itineraries, yet one of the most critical pre-departure tasks is frequently overlooked and involves what is left behind. While you are away, your home remains filled with dozens of electronic devices and appliances

Brokers Adapt to Thrive in a Digital World
Technology & Trends Brokers Adapt to Thrive in a Digital World

The insurance brokerage industry, long a bastion of handshake agreements and personal relationships, is currently undergoing a seismic shift driven by the relentless pace of digital transformation. This evolution from traditional, in-person service models to a digitally-centric landscape is not

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