Casualty

A contractor can meticulously follow blueprints, manage a project on schedule, and maintain a perfect safety record, yet still face financial ruin from a single uninsured claim stemming from a risk they never knew existed. Within the construction industry, a pervasive and dangerous misunderstanding

A comprehensive ten-month investigation by Arizona's state regulators has unequivocally concluded that the escalating crisis of unobtainable and unaffordable homeowners insurance in wildfire-prone regions cannot be solved by any single legislative or market-based remedy. A new report from the

A growing number of American drivers are facing a difficult financial calculus following a collision, where the cost of filing an insurance claim, with its high deductible and potential for future rate hikes, often outweighs the benefit of the repair coverage they pay for every month. This

A catastrophic injury following illegal drug use might seem like an open-and-shut case for an insurance denial, but a recent federal court ruling demonstrates how a single act of subsequent negligence can completely rewrite the outcome. This decision delves into the complex legal territory where

A System at a Crossroads: The New Reality of UK Healthcare The bedrock principle of the UK's National Health Service (NHS)—healthcare free at the point of use—has long been a source of national pride. Yet, in the shadow of unprecedented strain and record-breaking waiting lists, a quiet but profound

A well-crafted strategic plan often gathers dust on a shelf, becoming a testament to good intentions rather than a blueprint for tangible achievement. This gap between aspiration and execution is a persistent challenge, but for Linda Fallon, division president for consumer products at Arch