Casualty

Why Are Premiums Falling as Repair Costs Rise?
Insurance Why Are Premiums Falling as Repair Costs Rise?

The motor insurance landscape presented a curious paradox for consumers and industry experts throughout 2025, as the average cost of vehicle coverage trended downward even while the expenses associated with getting those vehicles back on the road after an incident soared to new heights. This

Arch Capital Profit and Shareholder Returns Surge in Q4
Insurance Arch Capital Profit and Shareholder Returns Surge in Q4

Arch Capital Group delivered a commanding financial performance in the fourth quarter of 2025, showcasing a period of remarkable profitability and substantial capital returns that underscored its strategic prowess in a dynamic market. The company's results were propelled by outstanding underwriting

ChatGPT Begins Offering Direct Insurance Quotes
Insurance ChatGPT Begins Offering Direct Insurance Quotes

The once-distinct boundary between casual conversation and financial transactions has effectively dissolved, as artificial intelligence platforms are now evolving from information providers into active marketplaces for complex products like insurance. This monumental development signals a profound

Trend Analysis: Tightening Underwriting Criteria
Insurance Trend Analysis: Tightening Underwriting Criteria

After four decades of faithfully paying his premiums to Nationwide, Ian Townsend received a startling notification that the insurance on his beloved "Thatched Cottage" would not be renewed, a decision that left him feeling discarded without so much as an explanation. This experience is not an

Climate Change Raises Insurance Costs, Shrinks Coverage
Insurance Climate Change Raises Insurance Costs, Shrinks Coverage

After years of dismissing warnings from his own climate scientist daughter, a conservative father finally accepted the reality of climate change when one unlikely authority presented irrefutable evidence: the insurance industry. The fact that every major insurance company now employs climate

Global Insurance Rates Fall as Soft Market Deepens
Insurance Global Insurance Rates Fall as Soft Market Deepens

With a specialized focus on AI-driven risk assessment, Simon Glairy is a leading voice in the insurance and Insurtech sectors. Today, he joins us to dissect the dramatic shift in the global commercial insurance market. After seven years of relentless rate hikes, the industry is now in its sixth

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