Casualty

For nearly a quarter of a million middle-income residents in Bexar County, Texas, the concept of a manageable budget has been abruptly upended by a sudden and dramatic surge in health insurance premiums. This financial crisis, which is rippling through communities across the state, is not the

The New Deal Breaker in the American Housing Market Once considered a simple line item in the budget for a new home, property insurance has rapidly transformed into a formidable financial gatekeeper that is fundamentally reshaping the geography of the American dream. For generations, the

Whispers of a softening property and casualty market have grown into a steady murmur across the industry, but these widespread assumptions may be dangerously misaligned with the complex reality on the ground. While select segments indeed show signs of rate relief, a closer look at the data and

International travelers planning spontaneous getaways to the scenic landscapes of Georgia are now met with a significant new prerequisite that reshapes the entry process and demands more thorough preparation. As of January 1, 2026, the Georgian government has enacted a mandatory requirement for all

For countless families living in vulnerable regions, the faithful act of paying homeowners insurance premiums each month represents a solemn pact against the unpredictable fury of nature, a promise of restoration should disaster strike. This promise, however, is proving increasingly fragile. A

The intricate web of insurers, adjusters, and contractors responsible for putting lives back together after a loss is straining under the weight of its own fragmented design, signaling an overdue reckoning for the entire claims industry. For decades, the sector has operated on a model where each