The regulatory landscape surrounding micro-captive insurance companies has become increasingly challenging due to intensified scrutiny from the Internal Revenue Service (IRS). Micro-captives, which have traditionally benefited from the 831(b) election allowing tax-deferred earnings, are now facing
Flooding poses an increasing threat across the United States, amplified by climate change-induced weather patterns. Despite the widespread risk faced by homeowners, a staggering reality emerges: merely 4% of homeowners are covered by flood insurance, as noted by the Federal Emergency Management
The contemporary financial landscape is witnessing a remarkable evolution with the introduction of innovative strategies that challenge conventional systems. One such groundbreaking innovation is the Cornerstone Home Equity into Financial Success (CHEIFS) product, ushering in a paradigm shift in
The advent of digital transformation has propelled identity fraud into a formidable challenge that businesses worldwide need to tackle. As per reports from 2023, companies globally incurred a staggering $485.6 billion in losses due to identity fraud. To combat this pressing issue, Instnt has
In a landscape increasingly shaped by digital advancement, the insurance industry finds itself at a pivotal juncture where traditional practices are being challenged and redefined. As insurance enterprises grapple with the intricacies of modern technology, figures like Garrett Droege have emerged
The ongoing legal battle concerning AngelAnn Flores, a Stockton Unified School District board member, raises critical questions about the interplay between politics and legal accountability. Accusations leveled against Flores include charges of embezzlement, misuse of district funds, and insurance
