Editorial

Insurance Fraud is on the Rise: Here are the trends to watch out for
Editorial Insurance Fraud is on the Rise: Here are the trends to watch out for

Insurance fraud isn’t just a growing issue—it’s an evolving one. In 2024, fraudsters are leveraging advanced technologies like artificial intelligence and exploiting systemic vulnerabilities in the insurance industry, costing companies billions annually. From synthetic identity scams to deepf

Tackling the Growing Mortality Gap Between Genders
Editorial Tackling the Growing Mortality Gap Between Genders

At present, the gender gap in life expectancy in the United States has become the largest since 1996. At birth, this outlook changed for all population groups, and the average lifespan fell from 78.8 years in 2019 to 76.4 in 2021. This drop is apparent in both groups. For gentlemen, it decreased

Overtake Underwriting Complexity with Modern Technology
Editorial Overtake Underwriting Complexity with Modern Technology

As the business realm moves into 2025, the insurance industry is witnessing a powerful convergence of new technologies and a resurgence of small businesses returning to the market with renewed vigor. Combined with the growing presence of agile small businesses looking to innovate and grow, exciting

From risk to resilience: Key trends driving innovation in insurance
Editorial From risk to resilience: Key trends driving innovation in insurance

The insurance industry has long been a cornerstone of global stability, offering individuals and businesses protection against life’s uncertainties. However, in today's fast-paced world, where no sector has remained intact, insurance has also been impacted. The dynamics of consumer behavior, a

A Year in Review: Key Trends Shaping Cyber Insurance in 2024
Editorial A Year in Review: Key Trends Shaping Cyber Insurance in 2024

In 2024, the cyber insurance sector saw growth and increased competition. This change helped lower the premium increases that had happened in previous years. The average rate increase fell to 1.6% in the latest quarter, down from 20% a year ago . Risk carriers have a better understanding of price

The Case Against Middlemen in the Pharmaceutical Industry
Editorial The Case Against Middlemen in the Pharmaceutical Industry

The evermore-increasing health costs have become more than just a concern to patients. The issue is now so inflated that there is a nationwide call for policymakers and health facilities to step in and address it. The sky-high medication prices are mainly caused by mediators in the drug supply,

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