Olivia Rain

Olivia Rain

Risk Management Advisor
Olivia Rain has a deep understanding of the insurance sector and offers a comprehensive view of the industry’s key trends and challenges. She explores topics such as emerging risks, regulatory developments, and customer engagement strategies, providing readers with actionable insights to navigate the complexities of the insurance industry. With a focus on clarity and relevance, her content resonates with professionals across the insurance value chain.
Canada Expands Health Insurance Options for Super Visa Applicants
Insurance Canada Expands Health Insurance Options for Super Visa Applicants

In a move to facilitate the process for parents and grandparents visiting their families in Canada, Canada’s immigration department has broadened health insurance eligibility requirements for the Super Visa. This change is set to be effective from January 28, 2025, and allows parents and

Element Fleet Management Launches Element Risk Solutions for Fleets
Risk Management Element Fleet Management Launches Element Risk Solutions for Fleets

Element Fleet Management Corp., the world’s largest publicly traded, pure-play automotive fleet manager, has announced the launch of Element Risk Solutions. This new offering is a fully integrated risk management service that combines insurance coverage placement with industry-leading claims

Supreme Court Upholds Choice-of-Law Clauses in Marine Insurance
Risk Management Supreme Court Upholds Choice-of-Law Clauses in Marine Insurance

In a landmark decision in February 2024, the Supreme Court clarified the enforceability of choice-of-law clauses in marine insurance contracts under federal maritime law. The unanimous 9-0 decision in Great Lakes Insurance SE v. Raiders Retreat Realty Co., LLC, authored by Justice Brett Kavanaugh,

Insurer's Duty to Defend Clarified Amid Eight Corners and Monroe Conditions
Risk Management Insurer's Duty to Defend Clarified Amid Eight Corners and Monroe Conditions

The recent decision by the United States District Court for the Southern District of Texas in Hudson Excess Ins. Co. v. Filipp Oilfield Services LLC et al. has provided significant insights into the insurer's duty to defend its insured in a lawsuit involving bodily injury. The case, decided on

Navigating Wildfire Insurance Claims in California: A Homeowner's Guide
Insurance Navigating Wildfire Insurance Claims in California: A Homeowner's Guide

California's scenic beauty is accompanied by the constant threat of wildfires, which can wreak havoc on homes and lives. For homeowners in the state, the aftermath of a wildfire is a time of significant emotional and financial strain. Navigating the insurance claims process adds another level of

Maximizing Insurance Recovery After Devastating California Wildfires
Risk Management Maximizing Insurance Recovery After Devastating California Wildfires

The recent wildfires that have ravaged parts of Los Angeles have left behind a trail of destruction, affecting thousands of homes and businesses and causing unprecedented financial losses. As the flames continue to burn, the urgency for both businesses and homeowners to prepare and file insurance

How Will the New Texas Data Privacy Law Impact Consumers and Businesses?
Regulatory & Compliance How Will the New Texas Data Privacy Law Impact Consumers and Businesses?

The Texas Data Privacy and Security Act, which came into effect on January 1, represents a significant shift in how consumer data is managed and protected. This new legislation aims to enhance consumer data protection by giving consumers increased control over their data and imposing stricter

What Are Lender's Duties for Insurance Proceeds After Wildfires?
Insurance What Are Lender's Duties for Insurance Proceeds After Wildfires?

The devastating California wildfires have left lenders grappling with the complex issue of releasing insurance proceeds for the repair and restoration of damaged properties. As entire communities are laid to waste and property values significantly diminish, lenders face the daunting task of

California SB 923: New Requirements for Trans-Inclusive Healthcare Training
Regulatory & Compliance California SB 923: New Requirements for Trans-Inclusive Healthcare Training

California Senate Bill No. 923 (SB 923), passed by the California legislature in 2022, represents a significant step towards ensuring that healthcare providers deliver culturally competent, gender-affirming care for transgender, gender-diverse, and intersex (TGI) individuals. This legislation

Is Free Patient Support for Travel and Lodging Within Legal Guidelines?
Insurance Is Free Patient Support for Travel and Lodging Within Legal Guidelines?

The Office of Inspector General (OIG) recently issued a favorable opinion in Advisory Opinion No. 24-13 regarding a pharmaceutical manufacturer's program that provides free transportation, lodging, and support to eligible patients and their caregivers. This opinion, released on December 31, 2024,

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