Olivia Rain

Olivia Rain

Risk Management Advisor
Olivia Rain has a deep understanding of the insurance sector and offers a comprehensive view of the industry’s key trends and challenges. She explores topics such as emerging risks, regulatory developments, and customer engagement strategies, providing readers with actionable insights to navigate the complexities of the insurance industry. With a focus on clarity and relevance, her content resonates with professionals across the insurance value chain.
Is This the End of Affordable Healthcare?
Insurance Is This the End of Affordable Healthcare?

For over 20 million Americans who rely on the Affordable Care Act (ACA) marketplace for their health insurance, the new year has ushered in an era of profound financial anxiety and uncertainty. The expiration of enhanced federal tax credits at the end of the previous year has triggered a staggering

Will New Laws Fix California's Insurance Crisis?
Insurance Will New Laws Fix California's Insurance Crisis?

For countless California homeowners, the arrival of an insurance renewal notice has become an annual moment of dread, a gamble against cancellation in the face of escalating wildfire threats that have pushed the state's insurance market to the brink of collapse. In response to this deepening crisis

SPARTA Files New $12.7M Lawsuit Against PA General
Regulatory & Compliance SPARTA Files New $12.7M Lawsuit Against PA General

A meticulously structured corporate acquisition designed over a decade ago to be a "clean" transfer of assets has devolved into a high-stakes legal battle, culminating in a new lawsuit filed by SPARTA Insurance Company against Pennsylvania General Insurance Company for more than $12.7 million. This

Are You Ready for Alaska's New 2026 Laws?
Regulatory & Compliance Are You Ready for Alaska's New 2026 Laws?

As the calendar turns, Alaska is poised to implement a suite of significant legislative changes that will reshape key sectors of its economy and daily life, affecting everything from how insurance is sold and data is protected to the speed at which medical treatments are approved. These new laws,

Expiring Subsidies Spark Health Crisis in RGV
Insurance Expiring Subsidies Spark Health Crisis in RGV

In Texas's Rio Grande Valley, a region that celebrated historic gains in health coverage over the past few years, a sudden and severe healthcare crisis is unfolding as enhanced federal subsidies for Affordable Care Act (ACA) marketplace plans come to an abrupt end. The termination of this crucial

Is Nevada's Wildfire Law the Future of Insurance?
Insurance Is Nevada's Wildfire Law the Future of Insurance?

As climate change intensifies and wildfires grow more frequent and destructive, homeowners in vulnerable regions are finding themselves in an increasingly precarious position, with insurance becoming prohibitively expensive or, in some cases, completely unavailable. In response to this escalating

Ripe Acquires Holiday Home Specialist Schofields
Insurance Ripe Acquires Holiday Home Specialist Schofields

The digital insurance sector has witnessed a significant strategic maneuver as the managing general agent Ripe finalized its acquisition of Schofields Limited, a venerable specialist in holiday homes insurance. This transaction, marking Ripe's third major corporate acquisition, serves as its

Report Reveals Stark Lack of Black Insurance Executives
Insurance Report Reveals Stark Lack of Black Insurance Executives

A newly released research report from the Black Insurance Industry Collective (BIIC) has illuminated a significant and persistent disparity within the insurance sector, revealing that despite years of diversity initiatives, the path to the executive suite remains disproportionately inaccessible for

No Easy Fix for Arizona's Wildfire Insurance Crisis
Insurance No Easy Fix for Arizona's Wildfire Insurance Crisis

A comprehensive ten-month investigation by Arizona's state regulators has unequivocally concluded that the escalating crisis of unobtainable and unaffordable homeowners insurance in wildfire-prone regions cannot be solved by any single legislative or market-based remedy. A new report from the

Is the Insurance Crisis Reshaping Auto Repair?
Risk Management Is the Insurance Crisis Reshaping Auto Repair?

A growing number of American drivers are facing a difficult financial calculus following a collision, where the cost of filing an insurance claim, with its high deductible and potential for future rate hikes, often outweighs the benefit of the repair coverage they pay for every month. This

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