Benjamin Tailor

Benjamin Tailor

Digital Insurance Consultant
Benjamin Tailor has extensive experience in the Financial Services industry and is considered authority in Insurtech. He is particularly interested in the potential of AI to enhance claims processing and offers an overview of insurance innovation. His content is packed with insights and tips that provide his audience with key perspectives needed to stay ahead of market trends.
Michigan Health Insurance Premiums Set to Spike in 2027
Insurance Michigan Health Insurance Premiums Set to Spike in 2027

The expiration of federal premium subsidies and new administrative requirements have created a perfect storm for rising healthcare costs within the Michigan marketplace. While residents previously benefited from a period of relative stability, the 2027 outlook reveals a significant financial burden

How Can Middle Market Firms Manage Complex Risks?
Insurance How Can Middle Market Firms Manage Complex Risks?

A dedicated risk engineer provides more than an audit; they develop customized service plans that address the specific operational pain points of a manufacturing facility. For middle market companies—those generating between several million and one billion dollars in annual revenue—these targeted

Why Is Aviva Elevating Distribution to the C-Suite?
Insurance Why Is Aviva Elevating Distribution to the C-Suite?

In the rapidly evolving landscape of the United Kingdom’s general insurance market, the decision to decouple distribution management from broader commercial oversight reflects a fundamental shift in how global insurers prioritize their most valuable intermediary relationships. This strategic

Cyber Insurance for Small Businesses: Costs and Risk Analysis
Insurance Cyber Insurance for Small Businesses: Costs and Risk Analysis

A significant gap exists between owner perception and reality, as only 27% of small business leaders rank cyberattacks among their primary operational concerns. This statistic, derived from the ERGO NEXT survey of over five hundred small business owners in 2026, highlights a dangerous level of

How to File a Diminished Value Claim After a Car Accident
Insurance How to File a Diminished Value Claim After a Car Accident

Vehicle owners who sign final settlement papers too early may inadvertently waive their right to collect thousands of dollars in depreciation costs. This financial phenomenon, known as diminished value, occurs when a vehicle loses its resale market worth simply because it now possesses a documented

FSS Explains How to Claim Citizen Safety Insurance Benefits
Insurance FSS Explains How to Claim Citizen Safety Insurance Benefits

While many municipalities cover public transportation accidents, the definition of eligible vehicles can vary from subways and trains to taxis and chartered buses. This specific nuance is a cornerstone of "citizen safety insurance," a social safety net funded by local governments to protect

Why Does Your Small Business Need Cyber Insurance?
Risk Management Why Does Your Small Business Need Cyber Insurance?

Professional consultants often hold sensitive strategy documents and proprietary client data that function as digital keys for hackers to unlock third-party corporate secrets. In the hyper-connected economy of 2026, small businesses have migrated almost entirely into the digital space to maintain

Mississippi Senate Panel Weighs Insurance and Safety Reforms
Insurance Mississippi Senate Panel Weighs Insurance and Safety Reforms

While ninety-seven percent of denied insurance claims are eventually paid upon appeal, the administrative cost of fighting these denials ranges from fifty-seven to eighty dollars per submission. This stark financial reality served as a foundational point of discussion during the Mississippi Senate

Redseer Report Advocates Balanced Insurance Commission Reforms
Insurance Redseer Report Advocates Balanced Insurance Commission Reforms

Newer and mid-sized insurance companies often depend on independent brokers who are now facing lower commission caps than captive agency channels. This regulatory friction comes at a pivotal moment when the industry is striving for universal coverage by 2047. A recent analysis by Redseer Strategy

Global Credit Insurance Reaches Record High Amid Rising Risks
Risk Management Global Credit Insurance Reaches Record High Amid Rising Risks

Trade receivables are increasingly viewed as low-risk assets by financial institutions when backed by credit insurance, facilitating easier access to working capital. This trend has pushed the global trade credit insurance market to an unprecedented peak of €9.58 trillion in protected trade value.

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