Benjamin Tailor

Benjamin Tailor

Digital Insurance Consultant
Benjamin Tailor has extensive experience in the Financial Services industry and is considered authority in Insurtech. He is particularly interested in the potential of AI to enhance claims processing and offers an overview of insurance innovation. His content is packed with insights and tips that provide his audience with key perspectives needed to stay ahead of market trends.
ACA Subsidy Cliff to Return for Health Insurance in 2027
Insurance ACA Subsidy Cliff to Return for Health Insurance in 2027

Proactive income reporting to the Marketplace during the year is the only way for variable earners to prevent a massive liability during tax season. As the nation moves through 2026, the temporary relief measures that characterized the healthcare landscape since 2021 are reaching their final phase.

The Risks and Rewards of Buying Annuities in Stages
Risk Management The Risks and Rewards of Buying Annuities in Stages

Annuity pricing volatility means that a 100,000 pound investment can yield vastly different life-long results based solely on the month the contract is signed. As of the current market landscape in 2026, the retirement sector has witnessed a notable stabilization following the dramatic shifts of

No Surprises Act Shifts Heavy Financial Burden to Employers
Risk Management No Surprises Act Shifts Heavy Financial Burden to Employers

Policy experts are sounding the alarm as investment firms may hold financial stakes in both the physician groups filing claims and the entities managing the arbitration proceedings. This unsettling revelation highlights how a well-intended consumer protection law has morphed into a complex

How Secure Is Your Baby's Genetic Privacy?
Regulatory & Compliance How Secure Is Your Baby's Genetic Privacy?

The transition from traditional newborn blood spot testing to full genomic sequencing creates a massive volume of individual-level data vulnerable to law enforcement surveillance. As clinical practices in 2026 increasingly favor comprehensive genomic profiles over limited metabolic screens, the

Why Do Doctors Oppose the Lower Premiums, Faster Payments Act?
Insurance Why Do Doctors Oppose the Lower Premiums, Faster Payments Act?

Proposed changes to the No Surprises Act threaten the financial viability of independent physician groups by removing the only safeguard against unreasonably low reimbursement rates. As the healthcare sector moves through 2026, a fierce legislative battle has emerged surrounding the Lower Premiums,

Why Is Icen Risk Scaling Its US Tax Liability Team?
Insurance Why Is Icen Risk Scaling Its US Tax Liability Team?

With the backing of Zurich Insurance Group, Icen Risk is focusing on building a reputable brand through the recruitment of seasoned tax liability professionals. In an era where a single tax misstep can derail a multi-billion dollar merger, the demand for sophisticated transactional insurance has

Property Analytics Could Lower Home Insurance Costs
Technology & Trends Property Analytics Could Lower Home Insurance Costs

While technology cannot prevent natural disasters, it allows insurers to distinguish between manageable risks and unavoidable exposures at the property level. This shift represents a fundamental transition in how financial protection is priced and delivered, moving away from broad, blunt geographic

Ledgebrook Secures $200 Million for AI-Native Insurance
Insurance Ledgebrook Secures $200 Million for AI-Native Insurance

Ledgebrook's workforce strategy balances eighty underwriters with fifty engineers to maintain its dual identity as both a technology firm and a specialized insurer. This unique organizational structure has recently served as the foundation for a massive two hundred million dollar equity financing

Is Your Corporate Insurance Ready for the New AI Exclusion?
Insurance Is Your Corporate Insurance Ready for the New AI Exclusion?

The emergence of absolute AI exclusions in professional liability lines means a director could face a shareholder lawsuit without any legal defense or indemnification from their insurer. As organizations rush to integrate automated decision-making and generative tools into their workflows, the

Trump Administration Targets Affordable Care Act in 2026
Risk Management Trump Administration Targets Affordable Care Act in 2026

The administration’s withdrawal from the World Health Organization serves as a foundational shift in how the United States regulates domestic medical practices and global health leadership. This departure marks the beginning of a broader campaign to dismantle the Affordable Care Act (ACA), a move

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