Benjamin Tailor

Benjamin Tailor

Digital Insurance Consultant
Benjamin Tailor has extensive experience in the Financial Services industry and is considered authority in Insurtech. He is particularly interested in the potential of AI to enhance claims processing and offers an overview of insurance innovation. His content is packed with insights and tips that provide his audience with key perspectives needed to stay ahead of market trends.
Could Michigan’s BCBS Lawsuit Raise Healthcare Costs?
Insurance Could Michigan’s BCBS Lawsuit Raise Healthcare Costs?

The lawsuit overlooks the fact that federal mandates, such as the ban on benefit caps and mandatory coverage rules, have fundamentally reshaped the competitive landscape of the insurance industry. Since the implementation of these broad reforms, the health insurance sector in Michigan has seen a

CPP Payouts to Exceed Contributions Starting in 2027
Risk Management CPP Payouts to Exceed Contributions Starting in 2027

Strategic legislative cuts to the contribution rate have necessitated a more aggressive reliance on the plan's investment income to ensure the security of future retirement benefits. This fundamental shift in the fiscal landscape of Canada’s primary pension system arrives as the nation approaches a

Why Brokerage Accounts Beat Annuities for Your Heirs
Risk Management Why Brokerage Accounts Beat Annuities for Your Heirs

Federal tax laws regarding the step-up in basis create a significant disparity in the net value heirs receive from brokerage accounts compared to nonqualified deferred annuities. When an individual manages their long-term wealth, the choice of vehicle often dictates the eventual tax burden placed

Why Do Insurers Prefer MGA Takeovers Over Organic Growth?
Risk Management Why Do Insurers Prefer MGA Takeovers Over Organic Growth?

The global insurance landscape is witnessing a seismic shift as traditional carriers increasingly abandon the slow process of building internal departments in favor of acquiring agile Managing General Agents. This transformation highlights a preference for the "showroom" over the "laboratory." When

Leaders Discuss Rising Costs and Alabama's Health Care Crisis
Insurance Leaders Discuss Rising Costs and Alabama's Health Care Crisis

James Phillips survived thirty-seven cardiac emergencies only to face an eight hundred percent increase in his family's monthly health insurance premiums. This staggering financial burden effectively dismantled the safety net that kept the Jasper resident alive, forcing a choice between life-saving

Munich Re Analyzes Shifting Global Risks and Climate Impacts
Technology & Trends Munich Re Analyzes Shifting Global Risks and Climate Impacts

Strategic acquisitions are now focusing on integrating digital capabilities with risk transfer to bridge the massive protection gap in the global cyber insurance market. This initiative emerges as the global insurance landscape navigates a transformative period defined by the convergence of

How Do Insurance Claims Work for Storm-Damaged Properties?
Risk Management How Do Insurance Claims Work for Storm-Damaged Properties?

State-mandated statutory deadlines govern how quickly an insurance provider must acknowledge a claim and issue a coverage determination. This regulatory framework ensures that property owners are not left in a state of perpetual uncertainty following a catastrophic weather event. In the current

How Will Criterion Redefine Independent Wealth Management?
Insurance How Will Criterion Redefine Independent Wealth Management?

The record pace of RIA mergers in 2026 is driving a massive migration of advisors away from traditional broker-dealers toward the independent models championed by firms like Criterion. Sammons Financial Group, an insurance and annuity powerhouse based in West Des Moines, Iowa, has strategically

Is AI Billing Driving Up American Healthcare Costs?
Insurance Is AI Billing Driving Up American Healthcare Costs?

While clinical intelligence platforms aim to automate prior authorizations, the current lack of a unified technological standard for payment accuracy continues to drive up administrative costs. The American healthcare landscape is currently witnessing a high-stakes digital arms race between massive

The Structural Transformation of InsurTech From 2025 to 2026
Risk Management The Structural Transformation of InsurTech From 2025 to 2026

Corgi has achieved an annual recurring revenue of $40 million within eighteen months of licensing by targeting specialized sectors like AI liability and cyber insurance. This rapid ascent illustrates a broader industry trend where the focus has moved beyond the mere digitization of existing

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