Benjamin Tailor

Benjamin Tailor

Digital Insurance Consultant
Benjamin Tailor has extensive experience in the Financial Services industry and is considered authority in Insurtech. He is particularly interested in the potential of AI to enhance claims processing and offers an overview of insurance innovation. His content is packed with insights and tips that provide his audience with key perspectives needed to stay ahead of market trends.
Gallagher Re Analysis: APAC Insurance Trends and AI Risks
Insurance Gallagher Re Analysis: APAC Insurance Trends and AI Risks

Persistent geopolitical instability and volatile energy markets are forcing regional insurers to prioritize capital efficiency over aggressive market share acquisition strategies. This shift comes as the Asia-Pacific region serves as a primary engine for global economic expansion, creating a

Vortex Launches Hurricane Insurance Guide for Brokers
Insurance Vortex Launches Hurricane Insurance Guide for Brokers

Parametric hurricane policies rely on objective third-party data from the National Hurricane Center to trigger rapid payouts based on storm proximity and intensity. As the 2026 Atlantic hurricane season draws to a close, coastal businesses are shifting their focus toward the critical January 1

How Can Australia Fix the Small Business Insurance Crisis?
Risk Management How Can Australia Fix the Small Business Insurance Crisis?

A critical lack of cyber insurance awareness remains a major vulnerability for small enterprises that lack robust IT departments to manage increasingly sophisticated digital threats. This reality is just one facet of a broader crisis currently unfolding across the Australian commercial landscape,

How Did Oscar Health Uncover a $49 Million HIV Drug Fraud?
Risk Management How Did Oscar Health Uncover a $49 Million HIV Drug Fraud?

The digital paper trail at Oscar Health recently exposed a staggering forty-nine million dollar scheme that treated expensive HIV prevention drugs as if they were a private, high-limit automated teller machine. Rather than a simple administrative oversight or a localized office error, the insurer

How Should Precision Be Handled in Professional Negligence?
Insurance How Should Precision Be Handled in Professional Negligence?

Litigants must provide forensic detail regarding the 'Correct Alternative Product' they claim should have been secured by their professional advisors during the insurance renewal process. This standard underscores a major shift in how professional negligence is adjudicated in 2026, moving away from

Why Military Personnel Should Regularly Review Life Insurance
Insurance Why Military Personnel Should Regularly Review Life Insurance

The decision to treat life insurance as a static administrative task rather than a dynamic financial strategy often leaves military families vulnerable during the most challenging transitions of their lives. While the Servicemembers’ Group Life Insurance provides a foundational level of protection

Will The Autumn Budget Shake Up UK Pensions?
Insurance Will The Autumn Budget Shake Up UK Pensions?

The current fifteen percent employer National Insurance rate on earnings above five thousand pounds remains a significant focal point of budget concerns. That levy already shapes every calculation around hiring, pay awards, and pension generosity, because employers feel it immediately when they

How Are New Reforms Reshaping Nigeria’s Healthcare?
Insurance How Are New Reforms Reshaping Nigeria’s Healthcare?

Nigeria’s healthcare landscape is currently undergoing a structural metamorphosis that prioritizes accessibility and financial protection for millions of citizens who previously navigated a fragmented system. This pivot represents a departure from reactive policies toward a proactive, legislatively

Lords Committee Urges FCA to Tighten Home and Travel Insurance Rules
Technology & Trends Lords Committee Urges FCA to Tighten Home and Travel Insurance Rules

The disparity between the premiums collected from households and the actual reliability of coverage has created a significant friction point in the financial services sector that can no longer be ignored. The House of Lords Financial Services Regulation Committee has issued a definitive call to

Cultural and Institutional Drivers of African Insurance Markets
Insurance Cultural and Institutional Drivers of African Insurance Markets

By offering low-cost microinsurance for health and agriculture through the M-Pesa ecosystem, Kenyan insurers have begun winning over a historically skeptical public. This strategic shift addresses a persistent economic paradox where the continent’s growth potential is often overshadowed by a

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