Abigail Kai

Abigail Kai

InsurTech Specialist
Abigail Kai is an insurance and risk management expert. She specializes in digital insurance innovation, risk management strategies, and insurance technology. With a wealth of experience and a deep understanding of market trends, Abigail provides key advice to businesses navigating the complexities of risk mitigation and insurance solutions.
What Happens When Health Insurance Becomes Unaffordable?
Insurance What Happens When Health Insurance Becomes Unaffordable?

For nearly a quarter of a million middle-income residents in Bexar County, Texas, the concept of a manageable budget has been abruptly upended by a sudden and dramatic surge in health insurance premiums. This financial crisis, which is rippling through communities across the state, is not the

Will This Bill Fix California's Disaster Claim Crisis?
Risk Management Will This Bill Fix California's Disaster Claim Crisis?

In the wake of the devastating January 2025 Los Angeles wildfires, thousands of residents found themselves facing a second disaster: navigating the labyrinthine process of insurance claims while grappling with the loss of their homes and communities. Despite insurance companies paying out a

Howden Bets on Risk Advisory for US Expansion
Regulatory & Compliance Howden Bets on Risk Advisory for US Expansion

Redefining the High-Net-Worth Market with a New Playbook In a bold move to penetrate and redefine the American high-net-worth insurance sector, global brokerage Howden is launching a strategic overhaul of its private client operations. Far from a simple geographic expansion, this initiative

Is Funded Litigation Redefining Systemic Risk?
Risk Management Is Funded Litigation Redefining Systemic Risk?

An unseen force is fundamentally altering the landscape of corporate liability and financial stability, operating with the persistence of inflation but driven by something far more complex than monetary policy. Known as "social inflation," this phenomenon represents the escalating cost of insurance

What Is Fueling the Insurance Tech Takeover?
Technology & Trends What Is Fueling the Insurance Tech Takeover?

The U.S. insurance distribution technology sector is currently on a remarkable trajectory to more than double its market value, projected to reach an estimated $50.70 billion by 2029, a growth rate that significantly overshadows the broader insurance industry. This explosive expansion, with a

Is the P&C Market Softening or Recalibrating?
Regulatory & Compliance Is the P&C Market Softening or Recalibrating?

Whispers of a softening property and casualty market have grown into a steady murmur across the industry, but these widespread assumptions may be dangerously misaligned with the complex reality on the ground. While select segments indeed show signs of rate relief, a closer look at the data and

Is Your Data Worth Cheaper Home Insurance?
Technology & Trends Is Your Data Worth Cheaper Home Insurance?

The proliferation of smart devices has quietly transformed our living spaces into vast data generation hubs, creating a new frontier where technology and financial services are beginning to intersect in unprecedented ways. Unveiled at CES 2026, a strategic partnership between consumer electronics

Who Pays When Your Insurer Goes Bankrupt?
Insurance Who Pays When Your Insurer Goes Bankrupt?

For countless families living in vulnerable regions, the faithful act of paying homeowners insurance premiums each month represents a solemn pact against the unpredictable fury of nature, a promise of restoration should disaster strike. This promise, however, is proving increasingly fragile. A

Report Finds 70% of UK Properties Are Underinsured
Insurance Report Finds 70% of UK Properties Are Underinsured

The Silent Risk a Pervasive Gap in UK Property Insurance A startling new analysis has cast a spotlight on a critical vulnerability within the United Kingdom's property market, revealing that an estimated 70% of properties are currently underinsured. This pervasive issue means the vast majority of

Republican Policy Drives Surge in ACA Premiums
Insurance Republican Policy Drives Surge in ACA Premiums

Millions of Americans who rely on the Affordable Care Act marketplaces are confronting a harsh new reality as the new year begins, with health insurance premium rates escalating to levels that threaten both their financial stability and their access to medical care. This significant spike in

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