Abigail Kai

A breach clock did not start ticking when malware landed; it started the moment an insurer compared the security posture that was promised on an application with the controls that actually governed identities, endpoints, and backups across production systems. Cyber insurance has changed fast,

Coloradans facing relentless premium notices saw a concrete target this week: an average $800 reduction in annual homeowners insurance costs paired with a plan to keep private coverage available as wildfire, hail, and severe storms intensify across the state. Governor Jared Polis, working with the

When families measure protection not by glossy brochures but by whether cash arrived when chemo did, whether income stayed steady when layoffs hit, and whether inheritances reached the right hands without drama, the old game of selling policies for this quarter’s tally suddenly feels small. At the

Every claim that zips through a digital workflow on the strength of photos and forms now travels alongside adversaries who can fabricate scenes, polish narratives, and slip synthetic artifacts past casual checks unless the journey is designed to challenge them. That reality has not dampened the

Abigail Kai sits down with Simon Glairy, a veteran of insurance coverage and Insurtech who has spent decades untangling legacy umbrella forms, aggregate limits, and environmental liabilities. In this conversation, Simon unpacks what the Ninth Circuit’s April 23, 2026 decision really does to

Relentless premium spikes have forced homeowners to budget for insurance like a second mortgage, with Colorado’s costs rising faster than almost anywhere and availability anxieties creeping into day-to-day decisions about where families can safely live and invest. That pressure set the stage for a

California households have learned the hard way that flames and finances can burn in tandem when a megafire rips through a canyon and, within months, an insurer drops coverage or triples a premium, leaving families to weigh packed go-bags against ballooning bills and a shrinking map of viable

Few insurance fights turn on a handful of days as sharply as the dispute over whether a midterm Employment Practices Liability (EPL) limit increase can shelter a fast‑evolving discrimination claim when the critical acts straddle an endorsement’s effective date and its unforgiving prior‑acts

Grief should never be multiplied by paperwork, and yet beneficiaries often face forms, proofs, and silence just when clarity matters most, which explains why life insurers are racing to rewire claims around empathy, speed, and trust. Claims remain the industry’s moment of truth; a modern approach

A year defined by speed, stealth, and shifting legal risk forced cyber insurers to tally record losses as threat actors pressed advantages in remote access, cloud mimicry, and privacy litigation even as traditional email defenses tightened. The 2026 InsurSec Report from At-Bay, drawing on more than