Abigail Kai

The motor insurance landscape presented a curious paradox for consumers and industry experts throughout 2025, as the average cost of vehicle coverage trended downward even while the expenses associated with getting those vehicles back on the road after an incident soared to new heights. This

New York drivers have long navigated some of the most expensive and complex auto insurance markets in the nation, with annual premiums soaring nearly $1,500 above the national average, a significant financial strain on working families and businesses. In response to this persistent challenge,

The silent, digital battleground of the insurance industry has been transformed by a new and powerful weapon, as generative artificial intelligence now enables the creation of fraudulent evidence so convincing it challenges the very nature of truth. This research summary explores the escalating

Beneath the familiar surface of policies and claims lies a vast and intricate financial machine, one whose quiet operations are fundamental to the stability of the global economy. An insurer is far more than a simple purveyor of protection; it is a sophisticated financial entity perpetually engaged

For property and casualty insurers, the path to profitability is a tale of two powerful engines, each running on a different fuel yet collectively driving the same financial vehicle forward. On one side is the methodical precision of underwriting discipline, and on the other, the opportunistic

The global effort to combat climate change has long been defined by a two-front battle: reducing ongoing emissions while simultaneously removing historical carbon dioxide from the atmosphere. A groundbreaking approach is now emerging that challenges this separation, suggesting that the very process

The pervasive and escalating issue of insurance fraud now imposes a multi-billion dollar tax on honest customers annually, compelling insurers to mount an increasingly sophisticated and data-driven defense. As economic pressures mount, the temptation for fraudulent activity has intensified, leading

After four decades of faithfully paying his premiums to Nationwide, Ian Townsend received a startling notification that the insurance on his beloved "Thatched Cottage" would not be renewed, a decision that left him feeling discarded without so much as an explanation. This experience is not an

The overwhelming aftermath of a severe storm presents homeowners with the dual challenge of not only repairing physical damage but also navigating the intricate and often stressful process of filing an insurance claim. As communities begin the arduous task of rebuilding, the path to recovery is

Today we're joined by Simon Glairy, a leading expert in commercial insurance and risk management for the non-profit sector. He's here to unpack the escalating insurance crisis threatening the very foundation of foster care in America. We'll explore the real-world impact of skyrocketing premiums,