Abigail Kai

Abigail Kai

InsurTech Specialist
Abigail Kai is an insurance and risk management expert. She specializes in digital insurance innovation, risk management strategies, and insurance technology. With a wealth of experience and a deep understanding of market trends, Abigail provides key advice to businesses navigating the complexities of risk mitigation and insurance solutions.
US Health Insurers Dominate Global Rankings
Insurance US Health Insurers Dominate Global Rankings

The global insurance industry operates on a colossal scale, yet a recent analysis of its leading players reveals a fascinating split in the definition of market leadership. Based on 2024 financial data, two distinct narratives emerge when measuring success by either net premiums written or by total

Is Cyber Insurance Losing the War Against AI?
Technology & Trends Is Cyber Insurance Losing the War Against AI?

The very architecture of financial resilience that underpins the digital economy is now facing a structural crisis, as the cyber insurance industry confronts an adversary that has fundamentally rewritten the rules of engagement. For years, the cyber insurance market operated on a set of core

Gable's Legal Victory Undone by High Costs
Insurance Gable's Legal Victory Undone by High Costs

Winning a high-stakes legal battle can sometimes feel remarkably like losing, a harsh reality starkly illustrated by a late 2025 High Court ruling that saw a victorious litigant's triumph dissolve under the weight of its own aggressive tactics. The complex judgment serves as a detailed and

Can a 5-Year Delay Kill a $10 Million Insurance Claim?
Risk Management Can a 5-Year Delay Kill a $10 Million Insurance Claim?

A staggering $10 million court judgment hangs in the balance, secured by a victim against a wrongdoer with a robust umbrella insurance policy, yet the insurer's refusal to pay has brought the entire matter to a federal appeals court. When the insurer was not notified of the underlying incident

Allianz Partners With Anthropic for Responsible AI in Insurance
Technology & Trends Allianz Partners With Anthropic for Responsible AI in Insurance

In an industry built on risk management and trust, the integration of artificial intelligence presents both unprecedented opportunities and significant challenges, prompting a global insurance and asset management leader, Allianz SE, to announce a landmark strategic partnership with the AI research

What Is the Ripple Effect of Geopolitical Risk?
Insurance What Is the Ripple Effect of Geopolitical Risk?

The news of a targeted military operation in Caracas does more than just dominate global headlines; it quietly triggers a complex recalibration of insurance premiums for businesses operating as far away as Warsaw. This new era of interconnected risk is illustrated by the recent U.S. intervention in

What Happens When Health Insurance Becomes Unaffordable?
Insurance What Happens When Health Insurance Becomes Unaffordable?

For nearly a quarter of a million middle-income residents in Bexar County, Texas, the concept of a manageable budget has been abruptly upended by a sudden and dramatic surge in health insurance premiums. This financial crisis, which is rippling through communities across the state, is not the

Will This Bill Fix California's Disaster Claim Crisis?
Risk Management Will This Bill Fix California's Disaster Claim Crisis?

In the wake of the devastating January 2025 Los Angeles wildfires, thousands of residents found themselves facing a second disaster: navigating the labyrinthine process of insurance claims while grappling with the loss of their homes and communities. Despite insurance companies paying out a

Howden Bets on Risk Advisory for US Expansion
Regulatory & Compliance Howden Bets on Risk Advisory for US Expansion

Redefining the High-Net-Worth Market with a New Playbook In a bold move to penetrate and redefine the American high-net-worth insurance sector, global brokerage Howden is launching a strategic overhaul of its private client operations. Far from a simple geographic expansion, this initiative

Is Funded Litigation Redefining Systemic Risk?
Risk Management Is Funded Litigation Redefining Systemic Risk?

An unseen force is fundamentally altering the landscape of corporate liability and financial stability, operating with the persistence of inflation but driven by something far more complex than monetary policy. Known as "social inflation," this phenomenon represents the escalating cost of insurance

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