The South Carolina Supreme Court on Wednesday handed down three opinions that resolve two questions about insurance law. One decision will probably disappoint auto insurers; another will please carriers in the liquor liability line.
In two separate decisions, the high court ruled that auto insurers may not limit uninsured motorists coverage for property damage only to “covered automobiles.”
In a third ruling, the court held that the victim of an accident caused by a drunken driver has no cause of action against an insurer that did not notify state regulators, as required by law, when a policyholder failed to renew liquor liability coverage.
